Almost every website says POINTs paid on a loan are not deductible, but IRS documents don't say that?

Interest on a home loan, mortgage or home equity loan are tax deductible. Car loans, credit card debt and personal loans are not. Points are considered interest but often require a tax expert to help you file because the way they are deducted is complex. You got good information but they didn't tell you the amortization period or how to figure it out.